What we do

What does a mortgage broker do?

The role of an AMF-supervised mortgage broker working with Mortgage Planners consists of:

• Analyzing your financial situation to assess your ability to borrow for a mortgage.
• Understanding your situation (family, work, etc.) and your needs to find the mortgage loan to suit your needs.
• Negotiating the best conditions for your mortgage (rate, penalty, flexibility, etc.)
• Providing guidance to optimize your finances.
  • Example 1) Explaining all aspects of the HBP program
  • Example 2) Explaining and preparing the cash damming "Smith Manoeuvre" to deduct interest from your mortgage
  • Example 3) Recommending accountants or tax specialists to maximize your deductions
  • Example 4) Recommending the right people for your retirement goals
  • Example 5) Establishing your budget with you