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Stéphane Lapointe

Stéphane Lapointe

Mortgage Broker

Language(s):
French
English
Spanish

slapointe@planipret.com
(514) 885-5645
(450) 922-8619

2011, Leonard de Vinci , Bureau 200
Sainte-Julie, QC
J3E 1Z2

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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Let us help you budget your mortgage so there are no surprises

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2024-12-20 00:00:00

TERMS BANKS MORTGAGE PLANNERS
6 months Fixed 7.85% 7.50%
1 Year Fixed 7.74% 5.84%
2 Years Fixed 7.34% 5.34%
3 Years Fixed 6.94% 4.34%
3 year closed Variable 6.85% 5.00%
4 Years Fixed 6.74% 4.29%
5 Years Fixed 6.79% 4.24%
5 years Variable 6.45% 4.40%
Refinance Fixed or variable 8.65% 4.44%
7 Years Fixed 7.10% 4.44%
10 Years Fixed 7.25% 5.09%
HELOC 6.45% 5.95%

PARTNERS

Our Tips and Tricks

Buy or Rent: Use This Calculator to Make the Best Decision!

Are you wondering whether it's better to buy or rent your next property? The decision can be complex and depends on many personal and financial factors. Fortunately, the Autorité des...

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Are You Paying Too High an Interest Rate on Your Mortgage?

Tom  is one of our clients. Just over a year ago, we worked hard to find him the best mortgage conditions available for current financial situation . At that time, interest rates were much...

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From Tenant to Homeowner, a Story of Resilience and Family Support

Seven years ago, Emrick and the mother of his children separated. During the breakup, an important decision was made: Emrick would become the owner of the family home. To do this, he had to seek...

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