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Stéphane Lapointe

Stéphane Lapointe

Mortgage Broker

Language(s):
French
English
Spanish

slapointe@planipret.com
(514) 885-5645
(450) 922-8619

2011, Leonard de Vinci , Bureau 200
Sainte-Julie, QC
J3E 1Z2

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2024-11-20 00:00:00

TERMS BANKS MORTGAGE PLANNERS
6 months Fixed 7.85% 7.50%
1 Year Fixed 7.74% 5.84%
2 Years Fixed 7.34% 5.54%
3 Years Fixed 6.94% 4.34%
3 year closed Variable 7.35% 5.95%
4 Years Fixed 6.74% 4.29%
5 Years Fixed 6.79% 4.24%
5 years Variable 6.45% 4.90%
Refinance Fixed or variable 9.15% 4.34%
7 Years Fixed 7.10% 4.44%
10 Years Fixed 7.25% 5.09%
HELOC 6.95% 6.45%

PARTNERS

Our Tips and Tricks

Shopping for Home Insurance: A Smart Way to Save

Home insurance is essential to protect your house and belongings. However, many people overlook the potential savings they can achieve by shopping for their insurance every year. Here are some tips...

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Breaking Your Mortgage Early: Is It Worth It?

The Advantages and Disadvantages of Breaking a Mortgage Early Early mortgage termination means ending the contract before the scheduled maturity date in the initial agreement. While this option can...

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Refinance at Year-End: Maximize Your RRSP and Reduce Your Taxes!

Refinancing at the end of the year to contribute to an RRSP (Registered Retirement Savings Plan) offers numerous advantages. This strategy not only optimizes personal finances but also provides a...

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