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Raphaël Gauthier-Leclerc

Raphaël Gauthier-Leclerc

Mortgage Broker

Language(s):
French
English

contact@raphaelgauthier.com
(418) 264-4853

725 boul. Lebourgneuf , Bureau 404-B
Québec, QC
G2J 0C4

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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Let us help you budget your mortgage so there are no surprises

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2024-12-20 00:00:00

TERMS BANKS MORTGAGE PLANNERS
6 months Fixed 7.85% 7.50%
1 Year Fixed 7.74% 5.84%
2 Years Fixed 7.34% 5.34%
3 Years Fixed 6.94% 4.34%
3 year closed Variable 6.85% 5.00%
4 Years Fixed 6.74% 4.29%
5 Years Fixed 6.79% 4.24%
5 years Variable 6.45% 4.40%
Refinance Fixed or variable 8.65% 4.44%
7 Years Fixed 7.10% 4.44%
10 Years Fixed 7.25% 5.09%
HELOC 6.45% 5.95%

PARTNERS

Our Tips and Tricks

Bank of Canada Ends 2024 with Another Rate Cut: Key Takeaways

The Bank of Canada concluded 2024 with a 50-basis-point cut to its benchmark interest rate, marking the fifth rate reduction since June. Below, we summarize the Bank’s rationale for this...

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Buy or Rent: Use This Calculator to Make the Best Decision!

Are you wondering whether it's better to buy or rent your next property? The decision can be complex and depends on many personal and financial factors. Fortunately, the Autorité des...

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Bank of Canada Focuses on Economic Growth as Inflation Stabilizes

With inflation considered under control, the Bank of Canada has shifted its focus to other factors, particularly economic growth, in shaping its interest rate policies. Gross Domestic Product (GDP),...

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