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Phonenida Dithavong

Phonenida Dithavong

Mortgage Broker

Language(s):
French
English

pdithavong@planipret.com
(514) 823-3631

1188, avenue Union , 136
Montréal, QC
H3B 0E5

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2024-10-29 00:00:00

TERMS BANKS MORTGAGE PLANNERS
6 months Fixed 7.85% 7.50%
1 Year Fixed 7.74% 5.94%
2 Years Fixed 7.34% 5.59%
3 Years Fixed 6.94% 4.45%
3 year closed Variable 7.35% 5.95%
4 Years Fixed 6.74% 4.29%
5 Years Fixed 6.79% 4.24%
5 years Variable 6.45% 5.00%
Refinance Fixed or variable 9.15% 4.34%
7 Years Fixed 7.10% 4.44%
10 Years Fixed 7.25% 5.19%
HELOC 6.95% 6.45%

PARTNERS

Our Tips and Tricks

The Bank of Canada Reduces Its Policy Rate

On October 23, 2024, the Bank of Canada lowered its key interest rate to 3¾%, reducing it by 50 basis points. This marks the fourth consecutive rate cut by the central bank this year,...

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What happens if you miss a mortgage payment?

Missing a mortgage payment can be a stressful experience, but it’s important to know what to expect if it happens and what options are available to prevent long-term consequences. For many...

Read More
New Mortgage Insurance Rules to Facilitate the Addition of Accessory Dwelling Unit

On October 8, 2024, the Department of Finance Canada announced significant changes to mortgage insurance rules, allowing homeowners to add accessory dwelling units (ADUs) to their properties. This...

Read More
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