Make sure you are ready to sign at the notary.
Recently, you've invested time engaging with various key players in the acquisition of your future home: the seller, the real estate agent, the mortgage broker, the inspector, the banker... Since then, an apparent calm prevails. But is it the calm before the storm? After navigating the emotional whirlwind of searching for and negotiating your dream home, undergoing meticulous inspection, and providing documentation for your mortgage application, a crucial final step looms: the meeting with the notary.
Before crossing this last hurdle, here's what you absolutely must accomplish:
1. Choose the notary and schedule appointments: Carefully select the notary with whom you'll be dealing and coordinate meeting dates with them.
2. Prepare for your move: Anticipate and meticulously organize your move for a smooth transition to your new home.
3. Insure your home: Ensure all formalities related to your home insurance are settled before the transaction at the notary's office.
4. Assess your insurance needs: Consult a financial security advisor to accurately determine your needs for life insurance, disability insurance, and critical illness insurance.
5. Prepare the financial aspects: Organize your bank draft and confirm the exact amount with your notary. Also, evaluate the costs associated with any potential renovations or repairs needed in the house and adjust your mortgage accordingly if necessary.
Once these steps are completed, you can finally find the well-deserved peace of mind. We wish you a smooth and hassle-free move! Feel free to contact me for any additional information regarding mortgage loans.