× Our work Why it's free Our clients About us Our calculators Our tips & tricks Our rates Application Contact us Alert Career
Broker Access
Commercial access
Client access
Josiane Blais-Lepine

Josiane Blais-Lepine

Mortgage Broker

Language(s):
French

jblaislepine@planipret.com
(514) 690-6819

425 chemin de L’Héritage
St-Sauveur, QC
J0R 1R4

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

Calculate your budget

Let us help you budget your mortgage so there are no surprises

Calculate

Online Request

Apply online it’s entirely confidential and get your answer today.

Apply

WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2024-10-16 00:00:00

TERMS BANKS MORTGAGE PLANNERS
6 months Fixed 7.85% 7.50%
1 Year Fixed 7.74% 5.94%
2 Years Fixed 7.34% 5.59%
3 Years Fixed 6.94% 4.45%
3 year closed Variable 7.85% 6.45%
4 Years Fixed 6.74% 4.29%
5 Years Fixed 6.79% 4.24%
5 years Variable 6.90% 5.30%
Refinance Fixed or variable 9.65% 4.34%
7 Years Fixed 7.10% 4.44%
10 Years Fixed 7.25% 5.19%
HELOC 7.45% 6.95%

PARTNERS

Our Tips and Tricks

New Mortgage Insurance Rules to Facilitate the Addition of Accessory Dwelling Unit

On October 8, 2024, the Department of Finance Canada announced significant changes to mortgage insurance rules, allowing homeowners to add accessory dwelling units (ADUs) to their properties. This...

Read More
Everything You Need to Know About Your Credit Report: The Key to Your Financial Health

Credit reports and credit scores play a crucial role in managing your personal finances. Whether you're about to apply for a loan or simply want to better manage your financial situation, it's...

Read More
A Mortgage Broker or a Bank Representative?

This question is often a dilemma for someone who has no expertise in the mortgage industry or who does not know an expert that can provide sound advice and guidance. Here are some tips to follow...

Read More
More Tips and Tricks

Sign up for our alerts and receive one of the following:

  • Our Tip of the week, and/or
  • Our Monthly summary of our tips, and/or
  • 2-4 emails a year on major changes in the field, and/or
  • Renewal; 3 emails 8 months, 6 months, 3 months before the end of your mortgage loan, and/or
  • Tips and tricks for buyers; sequence of 24 emails over 24 weeks

In addition to receiving the information, you will have access to our calculators, our rates and our contact information.

Let us orchestrate the details of your mortgage!