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José Antonio Santamaria

José Antonio Santamaria

Mortgage Broker

asantamaria@planipret.com
(438) 836-4401

425 Avenue Mathers , 102
Saint-Eustache, QC
J7P 4C1

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2025-04-04 00:00:00

TERMS BANKS MORTGAGE PLANNERS
6 months Fixed 7.84% 7.50%
1 Year Fixed 7.74% 5.49%
2 Years Fixed 7.34% 4.09%
3 Years Fixed 6.94% 3.99%
3 year closed Variable 6.35% 4.95%
4 Years Fixed 6.74% 4.04%
5 Years Fixed 6.79% 3.94%
5 years Variable 5.40% 4.00%
Refinance Fixed or variable 8.15% 4.14%
7 Years Fixed 7.10% 4.44%
10 Years Fixed 7.25% 5.04%
HELOC 5.95% 5.45%

PARTNERS

Our Tips and Tricks

Do you know what the minimum down payment is for a condo, a bungalow, a castle, etc?

For the purchase of a condominium, house, or duplex with a value not exceeding $500,000, you must provide a minimum down payment of 5% to proceed with the purchase. If the property's value is between...

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Should I take out title insurance or not?

As you might expect, buying a property is one of the most significant financial commitments you will make in your lifetime. And buying a house often involves title insurance. This type of insurance...

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Your Dream of Becoming a Homeowner Is Within Reach Thanks to These Financial Aids

First-Time Home Buyers' Tax Credit (HBTC) The First-Time Home Buyers' Tax Credit (HBTC) was enhanced in 2022. This federal credit allows new buyers to deduct up to $10,000 from their income tax...

Read More
More Tips and Tricks

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