× Our work Why it's free Our clients About us Our calculators Our tips & tricks Our rates Application Contact us Alert Career
Broker Access
Commercial access
Client access
James Carrier Rancourt

James Carrier Rancourt

Mortgage Broker

Language(s):
French
English

jcarrierrancourt@planipret.com
(581) 372-4832

825 129e Rue
Saint-Georges, QC
G5Y 2V3

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

Calculate your budget

Let us help you budget your mortgage so there are no surprises

Calculate

Online Request

Apply online it’s entirely confidential and get your answer today.

Apply

WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2024-09-16 00:00:00

TERMS BANKS MORTGAGE PLANNERS
6 months Fixed 7.85% 7.50%
1 Year Fixed 7.74% 6.44%
2 Years Fixed 7.34% 5.69%
3 Years Fixed 6.94% 4.59%
3 year closed Variable 7.85% 6.45%
4 Years Fixed 6.74% 4.39%
5 Years Fixed 6.79% 4.34%
5 years Variable 6.90% 5.30%
Refinance Fixed or variable 9.65% 4.54%
7 Years Fixed 7.10% 4.54%
10 Years Fixed 7.25% 5.19%
HELOC 7.45% 6.95%

PARTNERS

Our Tips and Tricks

Fixed or Variable Rate Mortgage: How to Make the Best Choice

Choosing between a fixed-rate mortgage and a variable-rate one remains a crucial decision for many homeowners in Quebec. In 2024, this choice is even more critical given the economic uncertainties...

Read More
Pay Off Your Mortgage Faster: 4 Effective Tips

Carla still remembers the day she got her first mortgage. She had just fulfilled her dream of buying a house, but she was also embarking on a long financial journey. Like many new homeowners, she...

Read More
Buy Now or Pay 100% Interest?

Are you hesitating to buy a house because you think interest rates are too high? Are you waiting for rates to drop? What you may not realize is that every month spent paying rent is like throwing...

Read More
More Tips and Tricks

Sign up for our alerts and receive one of the following:

  • Our Tip of the week, and/or
  • Our Monthly summary of our tips, and/or
  • 2-4 emails a year on major changes in the field, and/or
  • Renewal; 3 emails 8 months, 6 months, 3 months before the end of your mortgage loan, and/or
  • Tips and tricks for buyers; sequence of 24 emails over 24 weeks

In addition to receiving the information, you will have access to our calculators, our rates and our contact information.

Let us orchestrate the details of your mortgage!