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Christian Genest

Christian Genest

Trainee in mortgage brokerage

Language(s):
French

cgenest@planipret.com
(418) 378-5159

875 avenue du Pont Nord
Alma, QC
G8B 7B6

Because it’s not just about the rate.

Let us orchestrate the details of your mortgage!

Home buyer
Commercial
Mortgages
Refinance

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

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WHY CHOOSE US

Whether it’s for a refinance or a new home, Plani-pret will always negotiate and help you understand your mortgage.

RATES OF

2025-02-28 00:00:00

TERMS BANKS MORTGAGE PLANNERS
6 months Fixed 7.84% 7.50%
1 Year Fixed 7.74% 5.74%
2 Years Fixed 7.34% 4.29%
3 Years Fixed 6.94% 4.24%
3 year closed Variable 6.60% 5.20%
4 Years Fixed 6.74% 4.24%
5 Years Fixed 6.79% 4.19%
5 years Variable 5.65% 4.25%
Refinance Fixed or variable 8.40% 4.39%
7 Years Fixed 7.10% 4.49%
10 Years Fixed 7.25% 5.04%
HELOC 6.20% 5.70%

PARTNERS

Our Tips and Tricks

Emily and James: A New Start with the CMHC Portability Option

Emily and James* own a condominium. With a third child due in six months, space is becoming limited. Therefore, they will move to a larger home. Can they take advantage of the Canada Mortgage and...

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The 3 Most Commonly Overlooked Tax Deductions by Our Clients

As mortgage brokers in Quebec, we have noticed that many of our clients often forget to claim certain important tax deductions when preparing their taxes. Here are the three most commonly overlooked...

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5 Tips for Successfully Renewing Your Mortgage in 2025

If, like over a million Canadians, you are preparing to renew your mortgage this year, here are some suggestions to help you make an informed decision and limit the shock of payment increases. (Of...

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