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Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

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RATES OF

2026-02-25 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 3.74%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.29% 3.84%
5 Years Fixed 6.34% 3.89%
5 years Variable 5.20% 3.50%
Refinance Fixed or variable 7.65% 3.75%
7 Years Fixed 6.69% 4.34%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

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Our Tips and Tricks

Mortgage Renewal: Why Accepting the First Offer Could Cost You

Every year, thousands of homeowners in Quebec renew their mortgage by simply signing the offer sent by their financial institution. Quick. Simple. No appointment required. But behind this apparent...

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Understanding GST and QST When Buying a Property in Quebec

What Every Buyer Absolutely Needs to Know  Buying a property is a major milestone, and it’s essential to understand the tax implications associated with your transaction. Among these are...

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Can I Use the Increase in My Home’s Value to Maximize My RRSP?

With rising real estate values in recent years, many homeowners are asking an important question: Can I use the increase in my home’s value to maximize my RRSP? The answer is yes, in certain...

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