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Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

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RATES OF

2026-05-01 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 6.89% 4.89%
2 Years Fixed 6.34% 4.29%
3 Years Fixed 6.19% 4.04%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.24% 4.09%
5 Years Fixed 6.29% 4.09%
5 years Variable 5.20% 3.60%
Refinance Fixed or variable 7.65% 3.80%
7 Years Fixed 6.69% 4.44%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

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Our Tips and Tricks

Changing Homes, Should You Sell Before You Buy or Buy Before You Sell?

When changing properties, one common question is: Should I sell my current property before buying the next one, or buy first and sell later? Both strategies have benefits and risks. The...

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5%, 10%, or 20%: Which Down Payment Is the Most Advantageous?

Buying a property is one of the most significant investments in a lifetime. One of the first questions buyers ask is: How much should I put down as a down payment? In Canada, it is possible to...

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How Do You Choose Between a Fixed and a Variable Rate Based on Your Financial Profile?

In today’s market, interest rates are constantly in the news. Should you choose a fixed or variable rate? There is no universal answer. The right choice depends on your financial...

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