× Our work Why it's free Our clients Reviews About us Find a broker Our calculators Our tips & tricks Our rates Application Contact us Alert Career
Broker Access
Commercial access
Client access

Because it’s not just about
the rate

Let us orchestrate the details of your mortgage!

Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

Mortgages Planners Tools

Calculate your budget

Let us help you budget your mortgage so there are no surprises

Calculate

Online Request

Apply online it’s entirely confidential and get your answer today.

Apply

Find a broker

Search for a plani-pret broker nearest to you!

RATES OF

2026-02-17 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 3.74%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.29% 3.89%
5 Years Fixed 6.34% 3.94%
5 years Variable 5.20% 3.50%
Refinance Fixed or variable 7.65% 3.75%
7 Years Fixed 6.69% 4.49%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

PARTNERS

Our Tips and Tricks

Understanding GST and QST When Buying a Property in Quebec

What Every Buyer Absolutely Needs to Know  Buying a property is a major milestone, and it’s essential to understand the tax implications associated with your transaction. Among these are...

Read More
Can I Use the Increase in My Home’s Value to Maximize My RRSP?

With rising real estate values in recent years, many homeowners are asking an important question: Can I use the increase in my home’s value to maximize my RRSP? The answer is yes, in certain...

Read More
Costs to Consider When Buying a Property in Quebec

Buying a home is an exciting milestone—especially for first time buyers—but it also comes with several costs that are often underestimated. Many buyers mistakenly believe that the down...

Read More
More Tips and Tricks