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Because it’s not just about
the rate

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Mortgage Planners, who is it for?

People looking to get the right loan at the right conditions, because interest rates are not everything

First-time house buyers looking to start the process

People wanting to avoid costly penalty fees

People looking to renovate their property

People renewing their mortgage loan

People looking to re-borrow on their house loan for a project (investment, business project)

People looking to consolidate their debts

People looking for professional guidance in every step of the mortgage loan process.

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RATES OF

2025-11-17 00:00:00

TERMS BANKS MORTGAGE PLANNERS
1 Year Fixed 7.14% 4.89%
2 Years Fixed 6.69% 4.24%
3 Years Fixed 6.35% 3.79%
3 year closed Variable 5.95% 4.45%
4 Years Fixed 6.29% 3.99%
5 Years Fixed 6.34% 3.79%
5 years Variable 5.20% 3.65%
Refinance Fixed or variable 7.65% 3.95%
7 Years Fixed 6.69% 4.59%
10 Years Fixed 7.14% 5.04%
HELOC 5.45% 4.95%

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Our Tips and Tricks

Strategies to Buy a Home Despite Inflation: Maximize Your Purchasing Power

Inflation continues to weigh on the wallets of Quebec households. Between rising property prices, interest rates, and the cost of living, becoming a homeowner may seem like an insurmountable...

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Why Your Credit Score Is the Key to Your Real Estate Project

Whether you’re just starting out or have years of experience, a strong credit profile is essential to make your dream of owning a home a reality. Your credit score directly impacts your chances...

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How to Negotiate a Mortgage to Get the Best Product?

As experienced mortgage brokers in Quebec, we know that negotiating a mortgage goes far beyond securing the lowest interest rate. It’s about understanding the full scope of the loan conditions,...

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More Tips and Tricks